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In this tutorial, the presenter demonstrates how to fill out bankruptcy dispute templates using Identity IQ, though it’s noted that this tool is not mandatory. Identity IQ is recommended for its detailed account information. The presenter shows a public record and opens a template in Word, explaining that while the templates are initially provided in PDF format upon purchase, users can buy a $16 editing service called DocHub. This service allows users to edit their templates directly, enabling easy copy-pasting of information before printing. Alternatively, users can print the templates and fill them out by hand.