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today weamp;#39;re talking about the differences between a joint owner and an authorized signer on a bank account fort myers market president tiffany williams is joining us to talk about it and tiffany if youamp;#39;re thinking about adding someone to a bank account itamp;#39;s really important that you know the difference between these two absolutely we get this question a lot and whenever youamp;#39;re adding any individual a trusted individual to your bank account itamp;#39;s important for us to educate you as to the big distinctions between what is actually a joint owner and what is an authorized signer so letamp;#39;s get go through it can you tell us what what the big and very important differences are yeah itamp;#39;s so when weamp;#39;re talking about an authorized signer the big difference here is that when youamp;#39;re adding someone to your account as an authorized signer that access to the account ceases at the owneramp;#39;s death so if youamp;#39;re adding som