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Renee I sometimes think you truly become a senior the day you convert your RSP into a riff a registered retirement income fund what are the ins and outs of the conversion from rsps to riffs the uh truth is you thereamp;#39;s no real timeline for you to be able to convert to a riff but you have to have done it by the end of the year that you turn 71 your first withdrawal isnamp;#39;t due till the following year and the withdrawal rates are based on your age okay so once Iamp;#39;m in the rift Street I have to start making regular annual withdrawals from the Riff and thatamp;#39;s kind of a regime that a lot of people resent the government telling them might must make withdrawals and yet there are Arguments for making the conversion sooner than h71 can you tell us what they are well the magic age for sort of looking at converting your RSP into riff is usually 65 because at 65 riff income qualifies for pension splitting with your spouse and also qualifies for the pension incom
