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so you can either put 20 for the down payment or 3.5 iamp;#39;ll go with a 3.5 option with the 3.5 option youamp;#39;ll have a higher mortgage payment and you have to pay pmi and that means youamp;#39;ll be paying tens of thousand dollars more in interest and fees yep but by doing it this way iamp;#39;ll become a millionaire how is that possible the purchase price of the home is 500 thousand dollars at 20 down my mortgage will be 400k and iamp;#39;ll be paying 2400 a month yes but at 3.5 your mortgage will be 482 500 your monthly payment will be 2 900 and over the lifetime of the loan youamp;#39;ll be paying 559 thousand dollars in interest plus another 200 a month in pmi thatamp;#39;s almost 100 000 more that youamp;#39;ll be paying in interest and fees it is but iamp;#39;m gonna invest the difference in the down payment so instead of putting a hundred thousand dollars down iamp;#39;m only putting 17 500 and investing the other 82 500 in the stock market historically itamp;
