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usually that normally covers at least a month of expenses and payroll um and you really want to be at two months so thatamp;#39;s where the a% jumps in um because you have to cash flow so many things you need those cash reserves whether it be in your savings um and weamp;#39;re going to talk about accounts uh here in a second but um whether it be in savings checking payroll checking whatever the case may be 6 to 8% is a really good rule of thumb so a million-dollar company having $80,000 uh just in cash just just sitting there um and and thatamp;#39;s not I said savings but itamp;#39;s really not even savings thatamp;#39;s just operating uh cash and and money so um marketing budget payroll uh you know all the bills coming out all that stuff so if youamp;#39;ve ever wondered how much should I have I like the 8% rule 6% on the lowend but I really like to stick to eight and if you can get to 10 man fantastic 10 would be would be insanely great