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foreign if my business is outside New York State and I have an employee working remotely in New York state will my out-of-state workers compensation policy cover that employee not necessarily you would be covered in that situation if your carrier is licensed to write workers compensation policies in New York state and if you can show that New York state is listed in item 3A on the information page of your workers compensation insurance policy if neither of those are true then you would have to buy a separate policy from a New York state licensed carrier or move your workers compensation coverage to a carrier that covers your state and New York State you can learn more about requirements for out-of-state employees on our website wcb.ny.gov if youamp;#39;re having difficulty or need assistance you can call the office of the advocate for business or send us an email and ask The Advocate