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Alex John nice to see you again good to see you again how you doing well how are you very well very well very good new office uh you like it got a nice office here yeah weamp;#39;re going to talk about new policies that yes yes and Iamp;#39;m sure that your viewers will find it very helpful okay excellent all right well letamp;#39;s go in letamp;#39;s go thereamp;#39;s a very big thereamp;#39;s about 100 people that work here so thatamp;#39;s good to know so when you do logic claim Iamp;#39;m sure one of these people here would be uh the one that answering the call Y no be there to help you out okay cool all right thatamp;#39;s very good so you called me last week and you said that pafic cross has got some new products to uh offer yes yes so as Iamp;#39;m sure many individuals will find thatamp;#39;s quite interesting is that we have a new policy called xat care and this new policy actually covers pre-existing conditions extending all the way to even chronic conditio