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enter a Japanese store and you might see a sign like this showing a huge array of payment options cash credit or multicurrency card there are so many ways to pay in Japan today so how do you choose the right one for you and your wallet hereamp;#39;s everything you need to know about spending your money in Japan especially for shopping for sheer convenience credit cards come out on top these are accepted at most major cities and stores using a credit card also guarantees you greater protection in the event of a fraudulent transaction plus you get to spread the cost of a purchase over a period of time the biggest catch they come with card fees that run at around 3% of the transaction on average for bigger purchases that can add up to counter that look for cards that are designed for overseas spending these might offer extra points or rewards for expenditure overseas or a card that offers zero foreign exchange fees also make sure that when you use a credit card you opt to pay in the loca