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Congress recently tinkered with the tax Provisions governing our retirement savings enacting legislation titled secured 2.0 the U.S government spends heavily on encouraging retirement savings the government foregoes over 150 billion dollars of tax revenue per year to subsidize employers sponsored retirement plans such as 401K plans itamp;#39;s the third largest tax expenditure despite this huge investment only two-thirds of employees have access to one of these plans to encourage more small businesses to establish these plans Congress is investing more money to create additional tax incentives businesses with 50 or fewer employees can now receive a tax credit of up to five thousand dollars per year for three years to establish a retirement plan that tax credit can govern up to 100 of the cause to establish a retirement plan businesses with 100 or fewer employees but more than 50 can get a tax credit to cover 50 percent of the startup cost for a retirement plan for the planamp;#39;s f
