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lets get right to the three things you need to know to start off your morning first thing you need to know Silicon Valley Sally Bank Financial Group has filed for chapter 11 bankruptcy protection a move it says aims to preserve value this as 11 Banks offer 30 billion dollars in Aid to First Republic Regulators say that move signals strength in the system but the industry overall places challenges from depositors reminded perhaps of the risks of large uninsured balances second thing you need to know were wrapping up a wild week for the markets Monday kicked off with Regional Bank woes following the failure of Silicon Valley and signature banks credit suisses Wednesday turmoil spark fear of more a more Global contagion and if that wasnt enough were closing out the week with quadruple witching remember thats where index Futures index options stock options and stock futures all of them expire usually witching days trigger a flurry of training that can mean big moves through the marke