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whats up guys it is ryan im neil and today we want to talk about title insurance weve recently had somebody who said i dont want title insurance why do i need title insurance so we thought itd be a great opportunity to talk about why not only did we have a client that said that i have a realtor that said oh you can just sign an affidavit and you dont need it and i look like this around and go not in this world not if yeah you want to pay cash you technically dont need it but youre protecting yourself if you dont get it thats a shame on you yeah and now explain why ryan and the whole reason behind this guys is because when youre looking at buying a property okay first off if youre gonna put two or three hundred thousand dollars on the line you wanna make sure that there are no back taxes that are owed because they become your responsibility you wanna make sure that theres no liens or judgments why because they become your responsibilities order bills and or if theres a con