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todays question comes from cassandra in north dakota she visits dave ramsey.com to ask i know title insurance protects you when youre buying a house we have paid off our house and want to know if we still need this im so confused if we need to purchase it where do i get it usaa doesnt offer it so i dont know what company is trustworthy where does tidal lock play into this my husband and i worked so hard to ping off the house and dont want anything to jeopardize that uh you dont need title insurance you but you either got it or you didnt when you bought the house and i wouldnt worry about it at this stage that ensures that the title that you were given from the person that sold it to you is clean and title lock is something you dont ever spend money on and thats the concept that somehow some company is going to keep someone from placing a lien on your home the way this works is simple okay the property is titled to you and is recorded with a deed at your local courthouse if s
