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right another type of contingency planning that you will need is planning in case you get sued insurance is not enough you need to make sure youre doing the right things at the corporate governance level to protect your individual assets and your personal assets from a lawsuit the best thing that you can do in this particular scenario when you have to protect yourself from a lawsuit is obviously have insurance and have a good lawyer both of those things are incredibly important but the other thing you need to do is preserve something that in the law is called your alter ego but that means is that you have an entity over here an LLC an escorp A partnership a corporation something like that and you have yourself these two things need to remain separate you cant commingle them so you dont want to have a bank account for example that you pay personal expenses out of here you dont want to all of a sudden not respect all the corporate formalities so many of us have meetings we have share
