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remember it All Began in the U.S last week two American Banks collapsed the Silicon Valley Bank and the signature bank and its not over yet one more American Bank could be on the brink its called The First Republic Bank it is based in San Francisco it is worth almost six billion dollars the bank has around 6 300 employees and several high-profile customers But First Republic may not have enough money leading ratings agencies have downgraded this Bank were talking about s p Global and Fitch they have downgraded the bank and now rate it as junk you may ask why why was the bank tagged as junk same reason as before ratings agencies feel the bank could face a cash crunch that depositors would want to pull their money out and the bank may not have enough to give them which is exactly what happened at the Silicon Valley Bank there was a bank run depositors rushed to withdraw cash the bank was not liquid enough meaning it did not have enough free cash thats because the deposits were tied u