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There are two ways in which you can create third-party interest. One is by assignment and one is by third-party beneficiaries. Starting with the assignment situation, suppose it turns out that, um, A owes B a thousand dollars, but it turns out that B needs the cash right now and As promise is only to be paid at a future time. It is perfectly respectable in most situations ah, for B to take the particular right to receive the money, sell it to C and receive in exchange eight hundred dollars today. Hes better off because he gets the money when he needs it and C is better off because he gets a better loan. Do you think in effect under these circumstances that the debtor is allowed to veto the transaction? And the answer generally speaking is no because what happens is the obligation that youre talking about is no more onerous if paid to one party than the other. But if you want to assign only some part of this particular debt, then the debtor has a legitimate beef because he doesnt w