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the reality of retirement might be very different from the ideal for many of those who decide to take the leap so here are three things that you need to know about before you retire and im also going to share about how you can increase the chances of living that ideal retirement that you might be imagining right now but first welcome back to the channel if i havent met you yet then im dave zoller ive been a financial advisor for 12 years and i run a wealth management firm called streamline financial in the chicago suburbs and i run that firm with my business partner tim and if youre close to retirement be sure to subscribe so that you dont miss any of the future videos on retirement planning that im going to put out there i usually put out once per week so on to the first thing no one tells you about retirement and the first thing is retirement can be tough on couples despite what the commercials and the ads show us retirement is not all walking on the beach or on a boat smilin