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meet john booker rutledge otherwise known as john b john b just purchased a home in the outer banks the outer banks are a series of barrier islands off the coast of the u.s state of north carolina separating the atlantic ocean from the mainland besides its pristine beaches the outer banks are known for lighthouses wild horses and fishing some of the best in the world however for all the positives this area of the country is known for something else storms especially hurricanes and noreasters in fact the entire geography of this chain of barrier islands has been shaped and altered throughout the centuries by passing storms and hurricanes as such insurance for john bs home is expensive besides homeowners insurance john b is required to have both a wind and hail and a flood policy all totaling around 8 000 dollars per year thats a hefty premium but john b must protect his investment luckily blackbeard insurance specializes in insurance for beach homes and issues the policies to john b
