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if your house catches fire on top of finding a new place to live and worrying about your family insurance companies are going to want to know what was inside your house theyre looking for proof you own something and its quality and condition house fires are traumatizing and one of the last things on your mind is remembering what was in your kitchen or your bedroom or your living room trying to account for all your valuables Ken Aaron the creator of virtual home Inventory says insurers will challenge everything you put in your claim they will determine if if its in good condition or not and they will depreciate that amount if you dont have the proof of possession quality and condition what youll get is either a heavily depreciated actual cash value or nothing Aaron created a website virtualhomeinventory.com where you can pay to create and store videos of everything in your home he says its so important to document your belongings even if you do it yourself and walk around your hou