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hello friends in this video we are going to learn about the different types of payers in the US healthcare industry specifically related to medical coding so lets begin in United States there are two types of payers first federal or government payer second private or commercial payer most of the coded claims are processed by either federal or private payer for physician reimbursement so lets start with the private or commercial payers private or commercial payers offer various types of insurance plans to individual as well as group employer based example Aetna the employer-based insurance forms the largest health insurance market in the United States next federal or government payers federal or government payers are either Medicare or Medicaid both Medicare and Medicaid are controlled by the agency called Centers for Medicare and Medicaid Services or CMS let us start with Medicare Medicare is a federal health insurance program for people with age 65 or older people who are blind or w