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hi Im Annie Fitzsimmons Im your Washington Realtors Legal Hotline lawyer and in this video today were talking about paragraph 3 of the financing contingency form 22-a and this discussion necessarily feeds off of the discussion that we had about part about paragraph 2 in the last video so if you havent seen the paragraph 2 video please go back and watch that before you watch this video the importance of that discussion though that I want to bring forward to this video is a reminder that the financing contingency is a document put into the transaction by buyer its buyers request of seller for seller to take sellers property off the market while buyer goes to figure out whether or not they can get financing before we go any further I want to ask you a question if this transaction fails to close at the closing table will there be loss suffered and the answer absolutely and undeniably has to be yes buyer is going to lose at a minimum their appraisal fee their inspection fee may be thei