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paragraph 12 settlement and other expenses this is typically called also the closing cost paragraph if the buyer is asking the seller to pay closing costs on their behalf this is where that dollar amount would go and notice I said dollar amount what you cannot do is put in a percentage of the loan or a percentage of the sale price this has to be a dollar amount this is also a paragraph that is used even if nothing was asked for in terms of closing costs in the initial executed contract but if the seller upon receiving a repair request from the buyer says you know what were good with all this stuff but Id rather just give you $2,000 and you can get the repairs done yourself then you could do it as closing costs and use the amendment the promulgated amendment to amend paragraph 12 to reflect that 2,000 dollar repair credit and just a quick aside as a broker I always recommend that my agents when theyre representing sellers agree to a dollar amount not too specific repairs because its