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alright paragraph six the longest paragraph in the entire contract and keep in mind the reason why paragraph six was created and why its so long is because of lawsuits absolutely and if you go and look at each and every single one of these additional disclosures in the paragraph six of the contract it directly relates back to a lawsuit thats happened in the state of Texas so Tim tell us about the title policy and survey all right tell policy and survey just issued by a title company that is held the earnest money mm-hmm so who chooses that well the buyer gets to choose it mm-hmm yet the seller often pays for it in the state of Texas and the seller can refuse to pay for it if they dont want to use a specific title company the reality of the situation yall is sellers arent really familiar with title companies its you who are familiar with title companies do not ever let that be the reason that a deal dies is because of the choice of a title company youll be buying a house and we w