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[Music] foreign [Music] welcome to your time your money the show where your time is just as valuable as your money and you know that we appreciate you tuning in and watching our episodes which is always great uh this episode actually came from a suggestion I want to do a little shout out before we get started to our our youngest viewer uh Cameron Fisher who happens to be in uh in sixth grade who tunes into our episodes and uh you know really likes our show so a little shout out to Cameron there but I wanted to get started today with something called stock certificates and I really think its important that people understand even though were in a digital world that a lot of times youll inherit or come across maybe from your parents or grandparents individual stock certificates for the younger crowd who may not know what they look like I pulled one here from one of my co-workers walls uh you know share certificates were the common issue for stock Securities back in the day a lot of gra