Correct name in the Deposit Receipt

Aug 6th, 2022
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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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Although depositing a check written in someone elses name is possible, there are some legal issues you should be aware of first. If you deposit a check with someone else listed as the payee without proper endorsement, the bank could flag the check as fraudulent.
If youve made a mistake when writing a check, its usually safest just to void the check and start a new one. If this isnt an option or your mistake is fixable, draw a neat line through your mistake and write the correction right above it. Initial your correction to help authenticate it.
The bank routing number and your bank account number are the two most important pieces of information youll need to start a direct deposit. Unless the account number and routing number change, a change in your name will not affect your direct deposit.
If the deposit slip contains an error or the associated amount of cash or checks otherwise do not match, the bank has policies and procedures to reconcile the discrepancy. If you deposited a check, contact the party that provided the check to you and obtain a copy of the front and back of the check.
A deposit slip contains the date, the name of the depositor, the depositors account number, and the amounts being deposited as well as a breakdown of whether the deposit consists of checks, cash, or if the depositor wants a specific amount of cash back from a check deposit.
Also, the bank will likely not authorize a deposit if the name on the deposit does not match the account owners name, as this could be an error or fraud. If you want direct deposit, but dont have a bank account, you may be able to get a prepaid debit card and have the money deposited onto it.
If someone gives you a check and theyve spelled your name incorrectly, endorse the back of the check with the incorrect spelling, and then sign your name with the correct spelling on the back of the check. But for future reference, the date, amount, and signature should all be accurate.
The outcome depends on your bank policies. Some banks may have more lenient policies, while others may have strict guidelines. If there is a misspelling in your last name on a document, such as a check, it may still be accepted by the bank, but acceptance can depend on several factors.

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