Correct name in the Credit Agreement

Aug 6th, 2022
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How to correct name in the Credit Agreement

4.7 out of 5
61 votes

hey this is kalia with southern regime um so one of the first things you need to do when youre cleaning up your credit report is get a lot of the extra information off of there so thats names addresses old jobs you want to clean all of that up and most people tell you to just send in a dispute letter which you will have to do for experian but for transunion and equifax theres actually an easier option so transunion equifax actually both have the option for you to sign up for an account online you dont have to sign up for the paid version you can actually just get the free version and on that free version after youve set up all your account you can go to disputes you can go to personal information and then you can just pick through and remove whatever you want to remove you can literally click it hit delete click it hit delete and you want to leave it so that theres one name one address and one job and you can do the same for my equifax and thats found in myequifacts.com my equif

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Generally, there is no official record of name changes via deed poll. However, some people chose to enroll their deed poll which means that a public record will be kept by the Supreme Court of Judicature.
Even though changing your name wont change your credit score, you should report the name change after its been officially changed to your financial institutions, like your credit card issuer, student loan provider or mortgage lender.
Can debt collectors find me if I change my name? Changing your name doesnt wipe or reset your financial history. Your name change will still be connected to your old name, and to your loans, credit cards and mortgages.
Your credit history is linked to your personal information, including Social Security number, which typically doesnt change over your lifetime. If you change your name, your previous credit history for better or worse will remain.
While changing your name can be a hassle that comes with lots of documentation and forms, you dont have to worry about it affecting your credit score. Thats because multiple pieces of information are used to identify you for credit purposes, including your Social Security number (SSN).
Name changes or corrections are acceptable on loan accounts if due to misspelling, incorrect setup of the account, or certain legal conditions. Borrowers may fax or mail documentation to request a Name Change or Correction on a Loan Account.
No. The credit agreement must be in the name of the policy holder and the individual who agreed to the terms of the credit agreement.

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