Correct name in the Bankruptcy Agreement

Aug 6th, 2022
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How to correct name in the Bankruptcy Agreement

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so a common question um that comes up when im doing consults with folks is um do i have to share my bank statements when when i file a bankruptcy well most of the time yes you do um and if you think about it it kind of makes sense if you are going to the court and telling them that you have no money or that you know youve had issues come up or whatnot its not very unusual that theyre going to ask to see proof of that and of course when you file bankruptcy we have to file the last if youre doing a chapter 13 which follow last 60 days worth of pay stubs and if you file a chapter 7 you have to we have to file the last 90 days to pay stubs down with that said your trustee they can ask for bank statements um to to verify your financial information one of the things when you file bankruptcy that you have to list is any financial accounts and the balance at the time that you file now yes you know you you can you can say well you know i had this expense that expense whatnot thats fine bu

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In many instances, it appears that bankruptcy cases are filed under a false identity solely to obtain the benefit of the automatic stay, primarily to delay foreclosure or eviction.
Most negative items should automatically fall off your credit reports seven years from the date of your first missed payment, at which point your credit score may start rising. But if you are otherwise using credit responsibly, your score may rebound to its starting point within three months to six years.
A complete bankruptcy case number consists of the court division in which the case was filed, the year of filing, the type of case, five additional digits, and the initials of the judge assigned to the case.
A Chapter 7 bankruptcy may stay on credit reports for up to 10 years from the filing date, while a Chapter 13 bankruptcy generally remains for seven years from the filing date.
Debts such as child support, alimony, most student loans, and certain tax debts are typically not discharged. A Chapter 7 bankruptcy is typically removed from your credit report 10 years after the date you filed, and this is done automatically, so you dont have to initiate that removal.
For example, you cant discharge debts related to recent taxes, alimony, child support, and court orders. You may also not be allowed to keep certain assets, credit cards, or bank accounts, nor can you borrow money without court approval.

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