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so I want to come on and talk to you guys about how to get collections removed using a debt validation letter that you will fill out and send into the actual collection agency you see debt validation letters are very very vital in the credit repair process when it comes to collections because if a collection agency cannot validate the debt and show you proof of validation then they have to legally remove said claims of account off of your credit report in the dispute world if you go directly to the credit bureaus for validation of debt you could be making a huge mistake first go to the actual collection agency that should always be your first dispute letter that you send out when disputing collections okay so the debt validation letter is going to ask for proof that you even owned the account because we dont know you know if the collection agency is who they say they are we dont know if they own that account that theyre accusing us of the next thing that the debt validation letter i