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In this video, John Gallagher from Argon Law explains the essential aspects of signing a personal guarantee. He highlights five key points: 1. Generally, one person is not liable for another's debts, even for spouses or children, but signing a personal guarantee makes you legally responsible for their obligations.2. Contracts should be thoroughly read before signing; watch for terms like guarantee, guarantor, promise, or personal capacity, as it's challenging to contest what you've agreed to if you don't carefully review the fine print. Overall, understand the legal implications and exercise caution when agreeing to personal guarantees.
