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welcome to this video my name is john watts im a consumer protection lawyer and this is a question that we get pretty frequently and its about the personal or biographical information on your credit report and we cover this in detail in session two of our webinar series that you can find at howtofixcreditreporters.com but i want to give you kind of the quick version here so this is the three bucket method of fixing your personal or biographical information first of all what is personal or biographical information on credit report well the first three items name date of birth social security that is unique to you okay and then the last three are things that are true about you so where do you live whats your phone number place of employment and for all of those we use this three bucket approach so just imagine each piece of information you pick up whether its a spelling of your name or your date of birth or your address or your phone number or your place of employment whatever it mig