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[Music] today were going to talk a little bit about the pros and cons of defined benefit plans ill im not going to spend probably too much time on the pros because i think those are pretty self-evident but but certainly something we want to make sure that we we discuss with you the pros are very simple i mean these plans act like a 401k or an ira or a sep on steroids if youre used to getting you know 20 30 40 grand into a separate solo 401k these plans are going to allow you to get easily six figures in most situations as long as youre you know in your mid 30s and older they can allow you to get 100 000 plus into a plan in fact for a lot of people in their 60s they can get 300 000 plus into a plan if youre a husband and wife or if youre looking at prior service its often a possibility to get you know 500 000 into a plan since these plans are qualified plans theyre eligible for full tax deferral so you get a tax deduction for all these contributions you put in and of course th
