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In this tutorial, Rob Freeman explains how to verify a certificate of insurance (COI). A COI serves as proof that an individual or company holds specific insurance coverage. To verify a COI, first ensure it is on an Accord 25 form, which includes essential details such as the insurance carrier(s), broker's name (if applicable), types of coverage, insurance limits, and the policy expiration dates. Additionally, certificate holders often seek evidence that they may be listed as additional insured parties or that certain coverage requirements are met.
