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EPL Insurance ensuring agreement explain the difference between broad form definition and named perils definition in how they Define wrongful acts in the ensuring agreement of Employment Practices liability insurance EPL policies typically pay for loss resulting from claims made during the policy period for a wrongful Act 1. broad form definition of wrongful acts the definition of wrongful acts can either be General with no specific listing of offenses or include examples followed by or similar Acts or equivalent wording two named perils definition of wrongful acts some EPL policies Define numerous wrongful act offenses While others Define only a few such as discrimination wrongful termination and sexual harassment these may include one wrongful refusal to employ two wrongful termination whether active or constructive free wrongful demotion reassignment discipline or failure to promote for wrongful negative evaluation five bdocHub of employment contract 6. employment-related retaliato