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its brian preston the money guy all right this next question is from hawkeye farm d-13 oh man he did something youre not gonna like oh no he spelled your name wrong oh he spelled it b-r-y-a-n i i mean i make the no its fine its fine should i read should i read this question im still going to read this question you can read this question all right what is beau and brians thoughts on percent allocation to stock versus bond mutual funds based on age following a glide path like vanguard target date or a rule like 120 minus h all right ill start this one we think that when it comes to investment strategy investment philosophy realistically it should be customized you are a unique individual with a very unique circumstance that has a unique income and tax situation has unique account availability that has unique family circumstances so the investment strategy that you employ should be unique and specific for you assuming that your assets have grown to the level that it makes sense for