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a common question that a lot of people have is how long can you stay on your parents insurance policy and theres about 10 different ways that this can go and well go over pretty much all of them in this video to kind of explain the situations where you can you cant and you might be able to lets Dive Right In and explain when do you have to come off of your insurance policy for your parents to make the shortest answer theres technically no legal limit to where you have to be or not be on your parents insurance policy yes when you turn 16 the rules and the guidelines are state that if you are driving and you have a license and you live in the house and you dont have insurance then you need to go on to their policy youre a risk if some emergency happened you had to jump in the car drive someone to the hospital those are some of the situations amongst many for that reason insurance companies are going to require that anyone that doesnt have their own insurance that lives in the hou