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hey everybody welcome back to the financial freedom show my name is rob berger in this video were going to talk about your stock to bond allocation and specifically when youre saving for retirement how much should you allocate towards stock mutual funds or etfs and how much should go to bonds its an important question probably the single most important asset allocation um that we we have to face and that can have a docHub impact on the wealth we build the question actually came in from a viewer and what he really wanted to know was whatever that stock bond allocation is should it change as we get closer to retirement and then move into retirement or should it stay the same and what should it be its a great question now im going to tell you up front theres no one right answer to this question i wish there were one right answer to this question i could just say you know you should have 87 percent in stocks the rest in bonds have a good day video over its not quite that simple