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In this tutorial, Dan Sweeney from Home Bin Discount Realty discusses liens and how they affect property purchases. A lien is a claim on property, with mortgages being the most common example. When a bank issues a mortgage, it claims the right to the property until the loan is repaid. Other types of liens can arise from unpaid bills, such as water bills, allowing municipalities to file claims against the property. Buyers should be cautious about purchasing properties with existing liens, as they may face complications during the transfer process. Understanding and checking for liens is crucial before finalizing a property transaction.
