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good afternoon this is raymond de leon with smooth operation of law you can find me on facebook at smooth operation of law you can put it into google and find the facebook for smooth operation of law if you want to get in contact with me you can hit me up through facebook ill accept it as a friend and then you can also hit me up through messenger today were going to talk about the difference between secure party and secure party creditor and what assets should be the collateral some of the topics that are going to be discussed today are going to be very brief i am not going to unpack this whole concept into a two-hour course or a two-hour presentation the reason why is is because if you would like a two-hour presentation or be involved in a course that lasts six months that will explain every single moving part to the concepts that im going to present today and to manifest all of the concepts that i am going to present today you can go ahead and hit me up on facebook or via messenge