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To obtain a duplicate vehicle title, it's essential to ensure there are no existing liens on the vehicle's records. If a lien exists, it must be released by the lien holder, who is noted as the lender on the title. Even if a lien has been paid off, the DMV may not be aware of this if you no longer possess the lien release. The DMV retains records of all liens, which may prevent them from issuing a duplicate title if they see any outstanding liens, regardless of their age. To remove a lien from the title, the DMV requires a formal lien release directly from the lender, confirming that the lien has been cleared.
