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In response to Cassandra's question about title insurance after paying off her home, the expert clarifies that title insurance is not needed once the mortgage is settled. It was necessary at the time of purchase to ensure the title was clean. Title lock services, which promise to prevent liens on the property, are deemed unnecessary by the expert, as ownership is recorded with a deed at the local courthouse. Cassandra is advised not to worry about title insurance or title lock, as they do not provide additional protection after the home is paid off.
