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In this tutorial, viewers learn how to write a hardship letter for loan modification. A hardship letter is a personal letter to the lender explaining the circumstances that caused missed mortgage payments. The video provides a step-by-step guide, starting with the inclusion of personal information such as the writer's full name, home address (including street number, city, state, and zip code), and optional contact details like phone number or email. The date of the letter should follow a formal format, such as month, date, and year, with an example given for clarity.
