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you may have a will to declare how you want your assets distributed at your death well a revocable living trust can accomplish the same objectives with more individualized control while saving your loved ones the time and money that probate requires it is also a great tool to plan for potential incapacity a revocable living trust is a written agreement that is created while you are alive and can be modified as long as you are competent in most cases you will be the trustee and beneficiary while you are alive if you are married your spouse can also be a co trustee and beneficiary until one of you passes away at which point the surviving spouse then becomes sole trustee to finalize the creation of your trust you must transfer property you own into the trust even though youre transferring your assets you remain in total control and you can withdraw or add property during your life transferring these assets will save your beneficiarys time and money by avoiding probate with only a will