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[Music] welcome to next figure notary today we will be discussing the deed of trust the data Trust is the security instrument between the borrower and the lender it essentially goes over in detail what the borrowers obligations are make your payments maintain the property and keep insurance on the property and then what the lender can do if you dont do that which is accelerate and/or foreclose on the look so it goes into detail that process lets take a look at it here we have an example of a Texas deed of trust it can seem intimidating because it is so many pages long but were gonna go over the basics so that you feel comfortable with it first of all its called the security instrument it will have the date it will also list the borrowers itll less the list the original lender their address and the beneficiary another important fact is that it does list a trustee the trustee is responsible for foreclosing on the property of the borrower does not make payments in Texas the deed of
