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so i know this might sound weird but you shopping for car insurance or home insurance its called personal lines could actually cause you to have a worse deal its kind of crazy the rates are going astronomical and im sure a lot of you are looking to shop and youre looking for advice like this the reason i say that is because a lot of the agents out there even the ones that have been in the industry for a decade still dont get this major piece of insurance the other part that were talking about is the shift thats happening if you notice a lot of these companies like allstate for example used to be one type of company it was just all state agents now i in michigan can sell allstate or other places in other states can sell allstate so theyve opened up their book of business to allow independent agents which have become the most powerful part of the network you have your exclusive agents those are people that can only sell farmers can only sell state farm used to be allstate youre
