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when a mutual insurance company demutualizes who gets paid the compensation the employer or the employees to find out you have to read Columbia Memorial Hospital versus Heinz but its 18 pages dont have time for that Ive got you covered [Music] this is tldr too long didnt read court of appeals cases in five minutes or less this is the episode on the case of Columbia Memorial Hospital versus Heinz and several other Associated cases this can be found at 2022 New York slip opinion zero three three zero six published by the court of appeals on May 19th of 2022. the issue is a civil case the issue in this case is when a mutual type insurance company converts to a stock type Insurance Company who gets paid the compensation or the consideration for that conversion is it the medical professional employees or the employers who acted as the administrators of those policies and did all the administrative work thats the question thats the thats the issue here the answer the holding um gives