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A photography payment plan is an agreement between a professional photographer and a client for using the photographer's images or services. Photographers may prefer full upfront payment, but offering payment plans can make expensive services more accessible to clients. These plans can also allow photographers to earn interest over time. A comprehensive payment plan contract should include the names of both parties, service descriptions, total balance, repayment details (including down payment, interest rate, and repayment schedule), payment instructions, late payment terms, signatures, and any other relevant provisions. For legal document templates, visit eforms.com.