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peace and blessings this is another mortgage checkup video and in this video were going to talk about the pooling and Servicing Agreement aka PSA now before we get to the points that you see before you on the screen want to actually sort of explain a little bit about the pooling and Servicing Agreement and also to point out that securitisation litigation is really not understood by by judges as well as lawyers they really really dont get it because it is a fairly new type of litigation however Im going to share with you what I know and in your research and protecting your property your home you may decide to use this strategy and use this angle first and foremost the the pooling and Servicing Agreement and I was blessed enough to receive some notes from an attorney that actually understands this and this is what she her practice is pretty much focused on helping homeowners through litigation and so forth now Im not recommending that you go out and get an attorney I am not recommend