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457 plans may not be the best choice. In this episode, Im going to address the question. What are the pros and cons of a 457 plan? So, my names Doug Andrew and Ive been a retirement planning specialist now for more than 47 years and Ive observed many Americans save for retirement and all types of qualified and non-qualified plans usually into traditional accounts. Where youre putting in pre-tax contributions or tax-deductible contributions like an IRA and thats usually based upon the premise that youre going to be in a lower tax bracket when you retire. Well, that has not been true or axiomatic now for more than 30 years. Most people who save very much find themselves not in a lower tax bracket when they retire even if they have less income. Ill come back to that and explain why and this is going to give you some insights into why maybe a 457 plan may not be the best choice. But first of all go through what a 457 plan is some of the pros some of the c
