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[Music] casualty insurance section 176 casualty insurance is insurance covering loss or liability arising from accident or mishap excluding certain types of laws which by law or custom are considered as falling exclusively within the scope of other types of insurance such as fire or marine it includes but is not limited to employers liability insurance motor vehicle liability insurance plate glass insurance burglary and theft insurance personal accidents and health insurance as written by non-life insurance companies and other substantially similar kinds of insurance section 27 a concealment whether intentional or unintentional entitles the injured party to rescind the contract of insurance section 29 an intentional and fraudulent omission on the part of one insured to communicate information of matters proving or tending to prove the falsity of a warranty entitles the insurer to rescind section 45 if a representation is false in the material point whether affirmative or promissory the
