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hi I'm Sarah Smith the license and insurance operations manager here at plus one Solutions today I'm going to be discussing the difference between additional insured and certificate holder and how we manage them here at plus one Solutions our certificate holder and additional insured the same thing it's really common to think so so it's important to understand the difference and how to recognize them on a Certificate of Insurance a certificate holder is a company that is provided a Certificate of Insurance if you're collecting your contractor's COI then it is your organization's name it is for the purpose of making sure that your contractor performs work or services on your behalf maintains insurance as a certificate holder your organization does not have any coverage or protection under your contractor's Insurance you can identify a certificate holder because they're listed in a designated location on the certificate being an additional insured is when your organization is also cover...