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A former Louisiana sheriff's dispatcher, Kellen Spadoni, discovered a significant error when checking her bank account, finding over a million dollars transferred by Charles Schwab. Instead of reporting the mistake, she moved the money to another account and purchased a home and an SUV. She has since been arrested for theft and is facing a lawsuit from Charles Schwab for ignoring multiple attempts to recover the funds. The incident highlights that while the bank's error was significant, it does not grant legal ownership of the funds. Legal experts discuss the implications of this case, emphasizing the importance of ethical and legal responsibilities in similar situations.